What Are the Car Insurance Requirements in Northern California?

California has strict auto insurance requirements to protect drivers. Unfortunately, many people don't know what those laws are, which means that some people may be driving with the wrong type of insurance. Here are the requirements that you need to meet:

• You need to have bodily injury liability coverage. The coverage needs to compensate victims for damages up to $15,000 for a single individual and double that coverage for more than one individual.
• You also need property damage liability coverage. This coverage needs to worth at least $5,000 worth of damages for any vehicular accident.

The state only requires you to have coverage for damages inflicted on other parties. However, it is still a good idea to get coverage for your own vehicle if you need to take it to a shop. Fortunately, many neighboring shops provide great advice on choosing the right coverage. You may want to talk to Terry Berson, the owner of Treadworks in Santa Rosa. He can provide great feedback if you want to make sure that you purchase an auto insurance policy that meets your needs.

When Do You Need to Work With a Lawyer?

Facing legal problems can be downright frightening. There are times when you can handle the problem on your own, but you will generally want to hire a professional attorney to help you out. Here are some situations where hiring a lawyer is the best course of action:

• You are facing criminal charges.
• You are facing a civil lawsuit that could force you to pay over $1,000.
• You are facing any legal problems that could cost you a license, career or set you back in any way.

You will always want to make sure that you have the right team on your site. Fortunately, the experts at Titus and Murphy will be happy to help. You shouldn't hesitate to contact them for more information if you are facing a civil lawsuit or need to defend yourself against criminal charges.